2. Well, OK, so I'm not perfect and--yes--I have sinned against God. What penalty does that bear?

Just one act of disobedience is a sin and an offence to God which He (as the Judge) must condemn to the judgment of His wrath. (Romans 1:18; 2:4-6; Ephesians 5:5,6)

Since God hates sin and cannot dwell in the presence of sin, the sinner must be cast out of His presence. (Luke 9:25; II Thessalonians l:7-9)

Being condemned under wrath and cast out of God's presence does not end one's existence. This speaks of death the spiritual sense. Death is "separation," as in "departing from life." In physical death, our soul and spirit depart (separate) from our body--leaving it lifeless, ie., dead. Spiritual death is to be cast out of the presence of God--separated from God. Existence apart from God forever and ever is eternal death and damnation. (Ezekiel 18:4; Romans 6:23; Revelation 20:14,15)

To die without God's salvation is to lose your soul unto the fires of Hell. (Luke 16:22, 23; Mark 8:36,37)

At the end of time, in eternity future, death and hell will be cast into the torment of the eternal lake of fire. (Revelation 14:10,11; 20:13-15)